Stop lending the government your money.

Track your paycheck withholdings in real time. Know exactly what you'll get back — or owe — before tax season hits.

No credit card required · Free dashboard forever · Pay only for W-4 generation

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Refund Reality Check

Enter your tax refund (or amount you owed) and see what it really cost you.

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No signup required. Your number stays in your browser.

Three steps. Two minutes.

From pay stub to projection — no tax knowledge needed.

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Step 1

Enter your paycheck

Grab your latest pay stub and type in the numbers. Gross pay, federal tax, done.

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Step 2

See your projection

We project your full-year taxes instantly. Refund or amount owed — no surprises.

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Step 3

Fix your W-4

If you're over- or under-withheld, we tell you exactly what line to change.

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Accurate 2025 brackets

All 7 federal brackets, 50 states + DC, FICA, AOTC, CTC — the real math, not an estimate.

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Your data, your account

Stored securely in your account with row-level security. We never sell or share your data.

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Free forever dashboard

Projections, breakdowns, and the Fix It card are always free. Pay $6.99 only to generate a pre-filled W-4.

Real-time recalculation

Add a new paycheck, change a number, switch jobs mid-year — everything updates instantly.

Your money shouldn't be an interest-free loan to the IRS.

Find out what your refund really looks like — and fix it if it's wrong.

Get started — it's free →